Leasing Agreement

EQUIPMENT LEASE AGREEMENT
True Lease — No Ownership Path | Multi-State (see Schedule B)
This Agreement is NOT a rent-to-own, lease-purchase, or rental-purchase transaction. No ownership rights transfer to Lessee, and no portion of any payment builds equity toward ownership. The state-specific rent-to-own / lease-purchase statute that this Agreement is exempt from is identified for each state in Schedule B.

SECTION 1 — PARTIES
This Equipment Lease Agreement ("Agreement") is entered into as of the date executed below, by and between:

LESSOR (Owner):
Company Name: Lease Value Hub LLC

LESSEE (Customer):
You

SECTION 3 — EQUIPMENT CONDITION DISCLOSURE
Lessor discloses the following regarding the condition of the leased equipment:

• This unit is a pre-release appliance that has been returned to an authorized retailer, inspected for function and usage, and confirmed operational prior to deployment. It meets all functional and usage performance standards for its intended purpose.
• Minor cosmetic variations may be present — including surface marks, light scratching, small scuffs, or minor packaging irregularities. These are characteristic of pre-release units and do not affect performance, reliability, energy efficiency, or useful life.
• Lessor does not warrant the absence of cosmetic imperfections. Lessee acknowledges that cosmetic variations are pre-existing and do not constitute a defect.
• Lessee has been offered the opportunity to inspect or receive a description of the equipment prior to signing this Agreement.

SECTION 4 — DELIVERY ZONE, SHIPPING, AND RETURN LOGISTICS
1. DELIVERY ZONE — 300-MILE RESTRICTION. Lessor deploys equipment exclusively within a 300-mile radius of its designated Ship-From warehouse as specified in Section 2. Delivery addresses outside this zone are not eligible for lease under this Agreement. By providing a delivery address and executing this Agreement, Lessee represents that the Ship-To address is within the eligible 300-mile delivery zone. Lessor reserves the right to decline or cancel any lease where the delivery address is found to be outside the eligible zone, in which case all amounts paid will be refunded in full within five (5) business days.

2. OUTBOUND DELIVERY. Lessor will deliver equipment from the Ship-From warehouse to Lessee's delivery address within the agreed timeframe. The Outbound Delivery / Shipping Fee specified in Section 2 is a one-time, non-refundable charge for logistics services rendered. It is billed as a separate service transaction and does not constitute part of the monthly lease rate. Lessee receives tracking information within 24 hours of dispatch. Risk of loss transfers to Lessee upon confirmed delivery.

3. RETURN LOGISTICS — HOW RETURNS WORK.
(a) SCHEDULED PICKUP (Return / Removal Fee applies): Lessee may schedule a pickup by Lessor or Lessor's designated carrier. The Return / Removal Fee specified in Section 2 is due at the time of scheduling. This fee represents the Lessor's documented cost of last-mile return logistics, which are incurred upon scheduling regardless of whether the pickup subsequently occurs. The fee is therefore non-refundable once the pickup slot is booked.
(b) DEALER DROP-OFF (no return fee): Lessee may return equipment to a participating authorized dealer location at no charge. Lessee must photograph the drop-off with a timestamp and transmit the photograph to Lessor within 24 hours. Lessee's obligation is fulfilled upon demonstrated delivery to the dealer location evidenced by the timestamped photograph. Lessor will accept dealer-issued receipts within five (5) business days of drop-off.
(c) EARLY TERMINATION RETURN: If Lessee terminates before the end of the Minimum Rental Period, Lessee must arrange return of the equipment within seven (7) calendar days of the termination notice. The Return / Removal Fee applies regardless of when termination occurs. Failure to return equipment within 7 days of termination notice results in continued monthly billing until return is completed.

SECTION 5 — DAMAGE, LOSS, AND MISSING PARTS
Lessor retains full legal title to all equipment. Lessee is responsible for care during the lease term subject to the thresholds below.

4. DAMAGE THRESHOLD — WHAT IS AND IS NOT PENALIZED.
(d) NOT PENALIZED — Normal variations and ordinary wear: surface scratches, minor scuffs, fingerprints, small marks consistent with normal household use, and pre-existing cosmetic variations documented at delivery. Cosmetic scratches, however numerous, do not alone constitute penalizable damage.
(e) PENALIZABLE — Structural or functional damage exceeding the threshold: cracks or breaks larger than a standard credit card (approximately 3.37" × 2.13"); broken or detached doors, handles, or panels; compressor or motor damage; refrigerant loss; water intrusion damage; electrical damage; and burns or melting.
(f) EVIDENCE REQUIREMENT: Lessor will provide written photographic evidence of any penalizable damage within five (5) business days of equipment return. Lessee may dispute the damage assessment in writing within three (3) business days of receipt of the assessment.
(g) "COMMERCIALLY IMPRACTICABLE" DEFINED: For purposes of this Agreement, Lessor's determination that repair or retrieval is "commercially impracticable" means that the documented cost of repair or retrieval exceeds the fair market value of the equipment at the time of the determination. Lessor will provide written documentation of this determination upon request.

5. RETRIEVAL WAIVER. If Lessor determines at its sole discretion that retrieval of damaged equipment is not commercially practicable as defined above, Lessor may assess the Structural Damage Fee specified in Section 2 and waive its right to physical retrieval. Waiver of retrieval does not transfer ownership or title to Lessee. Lessee acquires no ownership interest. Lessee may dispose of the unit after written confirmation of Lessor's retrieval waiver.

6. LOST UNIT. Equipment not returned within 14 days of lease end is deemed lost. Lessee is charged the Lost Unit Fee in Section 2 plus all unpaid lease payments. Lessor reserves all legal remedies for recovery.

7. MISSING PARTS. Equipment must be returned with all original components. Missing parts are charged per Schedule A. Lessor photographs inventory at delivery and return as the baseline for comparison.

SECTION 6 — WARRANTY AND DEFECT POLICY
8. FUNCTIONAL WARRANTY. Lessor warrants that equipment is in functional operating condition at delivery. If equipment suffers a mechanical or functional defect rendering it inoperable during normal residential use, Lessor will at its sole option: (a) repair the equipment; or (b) exchange it for a comparable replacement unit — both at no cost to Lessee.
9. DISCONTINUATION OPTION. If Lessor determines that repair or replacement is not commercially practicable as defined in Section 5, Lessor may terminate this Agreement without penalty to Lessee. Upon termination under this section: (a) no further monthly payments are owed by Lessee; (b) security deposit is refunded in full within ten (10) business days; (c) Lessor arranges and pays for pickup of the defective unit.
10. DEFECT NOTICE. Lessee must notify Lessor of a suspected defect within 48 hours of discovery via written notice to Lessor's email. Lessor responds within two (2) business days and schedules service or replacement within seven (7) business days.
11. WARRANTY EXCLUSIONS. Warranty does not cover: damage caused by Lessee misuse, abuse, or unauthorized repair; cosmetic components not affecting function; consumable components (filters, gaskets) after 90 days.

SECTION 7 — PAYMENT, BILLING, AND DISPUTE RIGHTS
12. RECURRING CHARGE. Lessee authorizes Lessor to charge the Monthly Lease Amount to the card on file on the 1st of each month. Lessee also authorizes charges for: Security Deposit at signing; Delivery Fee at booking; Return / Removal Fee at scheduling; Early Termination Fee upon notice; and any applicable Damage, Lost Unit, or Parts fees as determined under Section 5. All charges will appear on Lessee's statement as: LEASE VALUE HUB LLC.
13. GRACE PERIOD AND LATE FEE. A five (5) day grace period applies to monthly lease payments. Payments not received by the 6th calendar day of the month are subject to a late fee of $ _____________ (to be completed in Section 2). Lessor retries the card on file on day 3 and day 7 of each month. Failure to collect by the 10th day constitutes default and Lessor may terminate and retrieve equipment.
14. DECLINED PAYMENT AND APPLICATION OF SECURITY DEPOSIT. A declined or failed charge does not by itself terminate this Agreement; Lessee remains obligated for all amounts due. If Lessee enters default under the GRACE PERIOD provision above (failure to collect by the 10th calendar day of the month), Lessor may apply the Security Deposit toward the unpaid Monthly Lease Amount, accrued late fees, and any other amounts then due and owing under this Agreement. The Security Deposit is applied only against amounts actually owed; it is not forfeited as a penalty. If application of the Security Deposit does not satisfy the full amount due, Lessee remains responsible for the balance. Upon default, Lessor may also terminate this Agreement and require return of the equipment in accordance with Sections 4 and 8. If the equipment is not returned within the timeframes set forth in Sections 4 and 8, Lessee remains subject to continued monthly billing and, where applicable, the Lost Unit Fee, each as provided in those Sections. No separate or additional “penalty” beyond the fees expressly defined in this Agreement is charged.
15. REMOVAL OF SAVED PAYMENT METHOD AS EVENT OF DEFAULT. Removing, deleting, invalidating, or otherwise revoking the saved payment method on file does not constitute notice of cancellation and does not terminate this Agreement. Lessee’s payment and return obligations continue in full. If Lessee removes or invalidates the saved payment method while any amount is owed or while the equipment remains in Lessee’s possession, and does not provide a valid replacement payment method within five (5) calendar days of Lessor’s written request, such removal constitutes an event of default. Upon such default, Lessor may apply the Security Deposit against amounts actually due and owing as described above, terminate this Agreement, and pursue the return and billing remedies set forth in Sections 4 and 8. The Security Deposit is applied only against amounts actually owed and is not forfeited as a penalty for the act of removing a payment method.
16. CANCELLATION TIMING AND PAUSE OF CHARGES (POST-MINIMUM TERM). This provision applies only after the Minimum Rental Period; during the Minimum Rental Period the Early Termination provisions of Section 8 govern. If Lessee submits written notice of cancellation at least seven (7) calendar days before the next scheduled monthly charge, no further monthly charge will be initiated on or after the cancellation effective date, provided Lessee complies with the return requirements below. Lessee must ship or surrender the equipment within seven (7) calendar days after receiving a return shipping label or pickup confirmation from Lessor, with return deemed complete when carrier tracking shows the equipment has been actively received by the carrier (or, for dealer drop-off, upon the timestamped evidence described in Section 4). If Lessee fails to return the equipment within this seven (7) day window, monthly charges resume and continue to accrue until the equipment is actually received by Lessor, consistent with Section 8. Any monthly charge already initiated before a timely cancellation notice that covers a period during which the equipment was returned will be prorated or credited on a commercially reasonable basis.
17. SECURITY DEPOSIT REFUND. Provided no amounts remain due and owing, Lessor will refund the Security Deposit within fourteen (14) calendar days after the equipment is received at Lessor’s facility, less any amounts properly applied for unpaid charges or for structural or functional damage exceeding the threshold defined in Section 5. Where Lessor withholds any portion of the Security Deposit, Lessor will provide an itemized written statement of the amounts withheld and the basis for each, together with the photographic evidence required under Section 5.
18. BILLING DISPUTES — LESSEE'S RIGHTS PRESERVED. Lessee retains all rights under the Fair Credit Billing Act (15 U.S.C. § 1666 et seq.) and applicable state consumer protection law. No provision of this Agreement limits those rights. Where practicable, Lessee agrees to notify Lessor in writing of any billing dispute before initiating a chargeback, so that Lessor has an opportunity to investigate and resolve the matter directly. Lessor will respond to written billing disputes within five (5) business days. This notice preference does not waive or condition Lessee's statutory right to dispute charges through their card issuer.
19. DELIVERY FEE — NON-REFUNDABLE SERVICE COST. The Outbound Delivery / Shipping Fee represents Lessor's actual logistics cost incurred upon dispatch of equipment from the warehouse. This fee is earned upon shipment and is non-refundable once equipment has been dispatched, regardless of whether Lessee subsequently cancels or returns the equipment. This provision reflects that shipping costs are a third-party expenditure incurred on Lessee's behalf and not recoverable by Lessor upon cancellation.

SECTION 8 — MINIMUM RENTAL PERIOD, EARLY TERMINATION, AND RETURN FEES
The Minimum Rental Period is set forth in Section 2 and is non-cancellable during that period. The following terms govern Lessee's obligations upon early termination and explain the basis for all fees charged when termination or return is initiated by Lessee.

20. BASIS FOR EARLY TERMINATION FEE — WHY THIS FEE IS CHARGED. When Lessee terminates this Agreement before the end of the Minimum Rental Period, Lessor incurs the following documented, non-recoverable costs: (a) the Outbound Delivery / Shipping Fee already expended to deploy the equipment; (b) the Return / Removal Fee to retrieve the equipment; (c) the cost of re-inspection and re-certification of the unit prior to re-deployment; and (d) a period of idle inventory during which the unit generates no revenue while awaiting re-lease. The Early Termination Fee is a reasonable, pre-negotiated estimate of these losses, not a penalty, and is calibrated to approximate four (4) months of the agreed monthly lease payment.

21. EARLY TERMINATION FEE — CALCULATION. The Early Termination Fee is equal to four (4) times the Monthly Lease Amount specified in Section 2, regardless of how many months remain in the Minimum Rental Period, provided that the Early Termination Fee shall never exceed the total remaining payments through the end of the Minimum Rental Period. The lesser of the two amounts applies.
(h) Example: Monthly lease rate is $20. Early Termination Fee = $80 (4 × $20).
(i) Example: Only 2 months remain in the minimum term. Early Termination Fee = $40 (2 × $20, which is less than 4 × $20).

22. MITIGATION — CREDIT FOR RE-LEASE. Lessor commits to making commercially reasonable efforts to re-lease the equipment following early termination. If Lessor successfully re-leases the same equipment unit and collects rent for the same calendar months covered by the Early Termination Fee, those amounts will be credited against Lessee's Early Termination Fee obligation on a dollar-for-dollar basis. Lessee may request a written accounting of re-lease activity within 90 days of paying the Early Termination Fee. This mitigation obligation makes the Early Termination Fee a valid liquidated damages provision and not a penalty under applicable law.

23. RETURN / REMOVAL FEE — BASIS AND NON-REFUNDABILITY. The Return / Removal Fee represents Lessor's actual and documented cost of last-mile logistics to retrieve the equipment from Lessee's address. This cost is incurred by Lessor upon scheduling of the return pickup and is a third-party logistics expenditure not recoverable by Lessor if the service is cancelled. Accordingly: (a) the Return / Removal Fee is due at the time of scheduling the return, whether the termination is at end of minimum term or early; (b) the fee is non-refundable once the return pickup has been scheduled, regardless of whether Lessee subsequently reschedules; (c) if Lessee uses the authorized dealer drop-off option, no Return / Removal Fee is charged — the fee applies only to pickups arranged by Lessor.

24. TERMINATION BY LESSOR FOR CAUSE. Lessor may terminate immediately upon written notice to Lessee for: (a) non-payment for more than 10 days after the grace period; (b) material breach of this Agreement; (c) Lessee insolvency or bankruptcy filing; (d) commercially impracticable repair or replacement per Section 6.

25. POST-MINIMUM TERM CANCELLATION BY LESSEE. After the Minimum Rental Period, Lessee may cancel with 30 days written notice. Monthly charges continue through the later of the notice period end or actual equipment receipt by Lessor. Return / Removal Fee applies at scheduling.

SECTION 9 — ATTRIBUTION AND INTELLECTUAL PROPERTY
This section governs ownership, attribution, and intellectual property rights related to the equipment and any associated materials.

26. EQUIPMENT TITLE AND ATTRIBUTION. The equipment leased under this Agreement is and remains the exclusive property of Lessor at all times. Lessor retains all right, title, and interest in the equipment, including any serial numbers, model identifiers, brand markings, and manufacturer attribution. Lessee acquires no ownership interest, equity, or claim to the equipment under any circumstance.
27. MANUFACTURER ATTRIBUTION. The equipment is manufactured by third-party manufacturers including LG Electronics and Midea Group ("Manufacturers"). All manufacturer trademarks, model names, logos, and designations are the intellectual property of their respective Manufacturers. Lessor leases the equipment in its capacity as an authorized downstream distributor and does not claim any manufacturer intellectual property rights. References to manufacturer model names in this Agreement and related documents are for identification purposes only.
28. NO SUBLICENSE OR TRANSFER. Lessee may not represent ownership of, claim any rights in, or commercially exploit the equipment or any intellectual property associated with it. Lessee may not remove, obscure, or alter any manufacturer serial numbers, model labels, or brand markings on the equipment.
29. LESSOR'S MATERIALS. Any lease agreements, pricing schedules, product descriptions, and associated documents provided by Lessor are proprietary. Lessee may not reproduce, distribute, or disclose Lessor's materials to third parties without written consent.

SECTION 10 — STATE-SPECIFIC LEGAL PROVISIONS (SEE SCHEDULE B)
Governing Law: This Agreement is governed by the law of the U.S. state identified as the Governing State in Section 2, as further specified for that state in Schedule B. For all states other than Louisiana, the lease is governed by that state's enactment of Uniform Commercial Code Article 2A (Leases). For Louisiana, the lease is governed by the Louisiana Civil Code (lease of things), as Louisiana has not adopted UCC Article 2A. The applicable statutory citation for each state appears in Schedule B.

Consumer Leasing Classification: This Agreement is NOT a rent-to-own, lease-purchase, or rental-purchase transaction. No ownership rights transfer to Lessee, and no portion of any payment builds equity toward ownership. The state-specific rent-to-own / lease-purchase statute that this Agreement is exempt from is identified for each state in Schedule B.

Consumer Protection: Lessee retains all rights under the consumer-protection statute of the Governing State, as identified for each state in Schedule B, and under applicable federal law. Nothing in this Agreement waives or limits those rights.

Dispute Resolution: Either party may submit disputes to binding arbitration administered under the JAMS Streamlined Arbitration Rules, with venue in the Arbitration Venue specified for the Governing State in Schedule B. Lessee may opt out of arbitration within 30 days of signing this Agreement by written notice to Lessor; opting out does not affect any other term. Nothing in this section limits Lessee's right to seek public injunctive relief in any court of competent jurisdiction, nor any non-waivable right under the law of the Governing State. The prevailing party in any proceeding recovers reasonable attorneys' fees and costs to the extent permitted by the law of the Governing State.

Regulatory Complaints: Lessee may file complaints with the consumer-protection agency for the Governing State, as identified in Schedule B.

PRIVACY NOTICE: Lessor collects personal information including name, date of birth, government ID, address, email, phone, and payment data solely to administer this lease, process payments, and communicate about the equipment. Lessor does not sell personal information. Lessee may request access to, correction of, or deletion of their personal information to the extent provided by the privacy law of the Governing State, where applicable, as noted in Schedule B. Submit requests to the email address in Section 1.

NOTICE REQUIRED BY STATE LAW: This is a lease, not a purchase. You will not own this equipment. Lessor retains title at all times. You may file complaints with the consumer-protection agency for your state, identified in Schedule B for the Governing State.

SECTION 11 — GENERAL PROVISIONS
30. DELIVERY FAILURE BY LESSOR. If Lessor fails to deliver equipment within 14 days of the agreed delivery date, Lessee may cancel this Agreement and receive a full refund of all amounts paid, including the Delivery Fee, within five (5) business days.
31. TITLE. Lessor retains all right, title, and interest in the equipment at all times. Lessee may not pledge, sublease, or assign equipment or any interest therein.
32. ENTIRE AGREEMENT. This Agreement and all attached Schedules constitute the entire agreement. No prior oral representations are incorporated.
33. SEVERABILITY. If any provision is held unenforceable, remaining provisions continue in full force. Any voided provision shall be replaced by a valid provision most closely approximating its commercial intent.
34. AMENDMENTS. Amendments require a signed written instrument from both parties.
35. NOTICES. All notices in writing by email or certified mail to the addresses in Section 1.
36. GOOD FAITH. Both parties agree to exercise all discretionary rights under this Agreement in good faith and in a commercially reasonable manner consistent with industry standards.

SIGNATURES
By signing below, both parties confirm they have read, understood, and agree to all terms of this Agreement, including the Early Termination Fee structure set forth in Section 8 and the delivery zone restriction set forth in Section 4.
 SCHEDULE B — STATE-SPECIFIC LEGAL PROVISIONS
The provisions in this Schedule B apply according to the Governing State identified in Section 2. Only the single row matching the Governing State applies to this Agreement; the remaining rows are inapplicable. Section 10 incorporates the applicable row by reference. In every listed state, this Agreement is a true lease with no ownership path and is therefore exempt from that state’s rent-to-own / lease-purchase statute identified below. Louisiana is governed by the Louisiana Civil Code rather than UCC Article 2A, which Louisiana has not adopted.
State Governing Law Exempt RTO / Lease-Purchase Statute Consumer-Protection Statute Complaint Agency Arbitration Venue
California UCC Article 2A — Cal. Com. Code §§ 10101–10532 Civ. Code § 1812.600 et seq. (Rent-to-Own) Consumers Legal Remedies Act, Civ. Code § 1750 et seq.; Song-Beverly Act, Civ. Code § 1790 et seq. Calif. Dept. of Consumer Affairs, dca.ca.gov Los Angeles County, CA
Arizona UCC Article 2A — Ariz. Rev. Stat. §§ 47-2A101 to 47-2A532 Ariz. Rev. Stat. § 44-6801 et seq. (Rental-Purchase) Arizona Consumer Fraud Act, A.R.S. § 44-1521 et seq. Arizona Attorney General, azag.gov/consumer Maricopa County, AZ
Nevada UCC Article 2A — Nev. Rev. Stat. §§ 104A.1010 to 104A.5320 Nev. rent-to-own provisions (no ownership path; exempt) Nevada Deceptive Trade Practices Act, NRS § 598.0903 et seq. Nevada Attorney General, Bureau of Consumer Protection, ag.nv.gov Clark County, NV
Oregon UCC Article 2A — ORS Chapter 72A ORS 646A.124–646A.134 (lease-purchase disclosures; exempt) Oregon Unlawful Trade Practices Act, ORS 646.605 et seq. Oregon Dept. of Justice, justice.oregon.gov Lessee's county of residence, OR
Colorado UCC Article 2A — C.R.S. § 4-2.5-101 et seq. Colorado rental-purchase law (no ownership path; exempt) Colorado Consumer Protection Act, C.R.S. § 6-1-101 et seq. Colorado Attorney General, coag.gov/file-complaint Lessee's county of residence, CO
New Mexico UCC Article 2A — NMSA § 55-2A-101 et seq. NM rental-purchase / lease-purchase law (exempt) New Mexico Unfair Practices Act, NMSA § 57-12-1 et seq. New Mexico Attorney General, nmag.gov Lessee's county of residence, NM
Texas UCC Article 2A — Tex. Bus. & Com. Code §§ 2A.101–2A.532 Tex. Bus. & Com. Code Ch. 92 (Rental-Purchase) Texas Deceptive Trade Practices Act, Tex. Bus. & Com. Code § 17.41 et seq. Office of the Texas Attorney General, texasattorneygeneral.gov County of Lessor's TX place of business
Oklahoma UCC Article 2A — 12A O.S. § 2A-101 et seq. Oklahoma Consumer Lease / rental-purchase law (exempt) Oklahoma Consumer Protection Act, 15 O.S. § 751 et seq. Oklahoma Attorney General, oag.ok.gov Lessee's county of residence, OK
Louisiana Louisiana Civil Code arts. 2668 et seq. (lease of things) — NOT UCC 2A La. lease-purchase law (no ownership path; exempt) Louisiana Unfair Trade Practices Act, La. R.S. 51:1401 et seq. Louisiana Attorney General, ag.louisiana.gov Parish of Lessee's residence, LA
Georgia UCC Article 2A — O.C.G.A. § 11-2A-101 et seq. O.C.G.A. § 10-1-680 et seq. (Lease-Purchase) Georgia Fair Business Practices Act, O.C.G.A. § 10-1-390 et seq. Georgia Dept. of Law Consumer Protection, consumer.georgia.gov Lessee's county of residence, GA
Florida UCC Article 2A — Fla. Stat. §§ 680.1011–680.532 Fla. Stat. § 559.9232 (Rental-Purchase) Florida Deceptive & Unfair Trade Practices Act, Fla. Stat. § 501.201 et seq. Fla. Dept. of Agriculture & Consumer Services, fdacs.gov Lessee's county of residence, FL
New York UCC Article 2-A — N.Y. U.C.C. §§ 2-A-101 to 2-A-532 N.Y. Pers. Prop. Law Art. 11 (§ 500 et seq.) (Rental-Purchase) N.Y. General Business Law §§ 349 & 350 New York State Attorney General, ag.ny.gov Lessee's county of residence, NY
New Jersey UCC Article 2A — N.J.S.A. 12A:2A-101 to 12A:2A-532 N.J.S.A. 56:12-60 et seq. (Rental-Purchase) New Jersey Consumer Fraud Act, N.J.S.A. 56:8-1 et seq. NJ Division of Consumer Affairs, njconsumeraffairs.gov Lessee's county of residence, NJ
Note: Statutory citations are provided for identification and are current as of the drafting date; consumer-protection and privacy statutes are periodically amended. This Schedule should be reviewed by licensed counsel in each Governing State before use. The 300-mile delivery-zone restriction in Section 4 governs eligibility independently of state coverage.